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<head><title>User Agreement</title></head><body>
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<center>FISCHER CHESS CLUB USER AGREEMENT</center>
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I. Introduction<br /><br />

We, The Fischer Chess Club ("The Club") maintain the goal of providing the
ultimate online chess-playing environment for all chess players, regardless 
of skill level, age, race, religion, and other differences that make each
one of us unique.<br /><br />

As a result, The Club maintains strict rules regarding sportsmanship, fair
play, and communication between our members. Those who fail to abide by
regulations on the server will face consequences for their actions.<br /><br />

By signing up for membership on the Fischer Chess Club, you agree to the<br />
following terms listed below.<br /><br />

II. Use of the Fischer Chess Club<br /><br />

1) I agree not to give my password to anyone. Nobody should have access to
   my account but me alone. Furthermore, I understand that any abusive 
   actions executed from my account will be punished accordingly and that
   excuses such as "Oh, my friend screwed around in my account" will not 
   be tolerated. I am responsible for my own account regardless. <br />
2) I will not use chess engines, chess analysers, or chess database
   programs/software while playing my games on the Fischer Chess Club,
   unless my account is marked under the Club's computer list. I also
   acknowledge and agree that the Club has the right to monitor any such
   activity and further agree to indemnify, defend, and hold the Club harmless 
   from and against any and all liabilities, claims, causes of action or 
   damages arising from the Fischer Chess Club's exercise of its rights 
   herein.<br />
3) I will also behave in a decent manner toward other players. Any 
   communication on the Fischer Chess Club server should be kept
   appropriate for viewing from our youngest members. <br />
4) Furthermore, I acknowledge that advertising of any kind is not allowed.
   on the Club, unless it is approved by the administration board. <br />
5) I will not copy, or in anyway display, reproduce, distribute, modify, or 
   transmit the contents of the Fischer Chess Club without prior written 
   permission from the Club.<br />
6) I will not create multiple accounts under my name. I understand that this
   causes dishonest ratings on the server and therefore is not allowed. I
   also understand that if I wish to create accounts for the members of my
   household, I will need to seek permission from an administrator (whom are
   marked with a (*) next to their name). <br />
7) I agree that I am at least 13 years old and/or have parental permission to
   access the Fischer Chess Club.<br /><br />
   
III. Fischer Chess Club Services<br /><br />

If a representative of our services has reason to believe that I have violated
the policies of the Fischer Chess Club, I acknowledge that he/she has the right
to impose punishments including, but not limited to, server sanctions, 
suspensions or bannings from access of the Fischer Chess Club itsself, or contact 
of local authorities (if necessary in severe cases of abuse).<br /><br />

THE FISCHER CHESS CLUB AND ITS CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF 
ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED 
WARRANTY OF MERCHANTABILITY, THE WARRANTY OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS 
AND THE WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT 
THAT THIS SITE WILL OPERATE ERROR-FREE OR WITHOUT INTERRUPTION OR THAT THIS SITE AND 
SERVICE ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL AGENTS. IF USE OF THIS SITE OR 
ITS CONTENT RESULTS IN THE NEED FOR REPLACING OR SERVICING MY COMPUTER EQUIPMENT, 
SOFTWARE, DATA OR OTHER PROPERTY, THE CLUB SHALL NOT BE HELD RESPONSIBLE FOR THESE 
COSTS. <br /><br />

If at any time I am not satisfied with the services that the Club is providing, and 
I have paid for a premium membership from the Club's website, I have the personal 
right to request a refund for the unused remaining time left for the premium status.<br /><br />

IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, 
WITHOUT LIMITATION, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES RESULTING FROM THE 
USE OR INABILITY TO USE THIS SITE AND ITS MATERIALS, WHETHER BASED ON WARRANTY, 
CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE CLUB IS ADVISED 
OF THE POSSIBILITY OF SUCH DAMAGES. <br /><br />

I agree to defend, indemnify, and hold harmless the Company and its officers and
employees from and against any and all liabilities, claims, actions or demands, 
including without limitation reasonable legal and accounting fees, arising or 
resulting from my use or inability to use of materials on the Fischer Chess Club site, 
or my breach of this User Agreement. <br /><br />

IV. Privacy<br /><br />

The Fischer Chess Club will do everything in its power to protect users' personal 
information from falling into the wrong hands. This information, including credit
card numbers will not be intentionally provided to any third party. I further agree
that unavoidable situations, such as police investigations, court orders, physical
or virtual hijacking/terrorism on the Fischer Chess Club site or office, could cause
some personal information to be exposed to others. But the Fischer Chess Club will
never disclose any personal information on its own power.
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